Finally Opening My Eyes (Guest Post)

By Bill Lockard, US Army, Retired; Financial Coach

It wasn’t until my third deployment until I realized I was the one who had it easy.  By the time I redeployed from Iraq, I finally realized it was my wife who had it harder than me.  Call me “slow”, call me “insensitive”, or just call me a “male”, but I really didn’t realized how many different things my wife needed to do while I was away.  Between getting the two kids back and forth to school, maintaining the house and handling all of our finances, my wife was doing the jobs of a Transportation Specialist, a Logistics Technician and a Resource Manager all at the same time.


I knew my deployment schedule was going to let up any time soon, so we both decided things had to change.  Part of this transformation was getting our finances in order and alleviating all the stress that went with it.

By the time I deployed again, we had learned to: live on a budget, make our money work for us and actually paid off our home mortgage.  Going overseas without an ocean of debt back home made my life easier but it evaporated an ever present storm of stress for my wife (not to mention doing wonders for our relationship and marriage).


Since retiring, I have been helping people realize the same sense of calm we are now living with.  I still have a mission to help military families who know all too well the tension financial obstacles can place on you.  Proverbs 22:7 says, “The borrower is the slave to the lender”.  Nowhere is that more true than with military families.  I’ve become a Financial Coach in order to help people realize their full potential and make their money work for them, instead of being a slave to their money problems. 

I offer an individual and objective assessment of financial situation and provide proven lessons to help pay off your debt and build wealth.  I will not try to sell you stocks, mutual funds, or insurance.

What I will do is provide common sense education to assist you in the future.  I will focus on your future, rather than your past, and recommend changes which will assist you in reaching your goals.  Specifically, I will help you identify your financial priorities and help you develop a specific action plan to alleviate your current areas of stress.  If you believe you can benefit from this, please take a moment visit my web site at  You will be able to get a better idea of who I am and read about some of the people I have helped.  I am available to work with you regardless of where you are stationed via phone or Skype.  Military families are my priority, so I offer a $25 discount off of your first session.  Back when I still wore the uniform, my wife and I needed this help.  Now that my uniform hangs in my closet, it is my mission to offer the same help to all of you.


About Commander in Chief At home

Erin is a military spouse and, sometimes temporarily single mom to 4 boys. She's a writer, editor, teacher, and (Autism) mom.
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